Natural (Holistic) Health Care – Key Purpose

Natural Health Care (Holistic Health Care) has many modalities that were developed and perfected from the beginning of human existence. Nutrition and herbs, that are used to boost your metabolism or enhance your natural ability to ward off diseases, are the mainstay to creating and maintaining good health.

Many other modalities such as: Hypnosis, Meditation, Reiki, Chi Kung, Qi Gong, Dowsing, I Ching, Yoga, Ti Chi date back thousands of years B.C.E, Acupuncture is rooted in the Taoist tradition, which is believed to be over 8000 years ago.

Such modalities as Reiki, Body Stress Release, and other energy transmuting techniques are valuable tools for practitioners to provide non-invasive and natural health care remedies. Reiki was discovered by Dr. Usui during a mystical experience on Mt. Kurama, a sacred mountain north of Kyoto, Japan in March 1922. Body Stress Release (BSR) was developed in South Africa, 1981, by Gail and Ewald Meggersee, American trained chiropractors.

The key purpose of Natural Health Care is to assist the body’s ability to heal itself by eliminating the roadblocks that are preventing the body from doing the job it was designed to do. Sometimes the remedy is so simple, most people are suspicious, because of their indoctrination and conditioning that it takes a huge blast of a powerful drug.

Many times the remedy is to simply learn how to tune into your intuitive self using the different tools like Intuition, Hypnosis, Meditation, Tarot Cards, Runes (believed to be used as early as 200 B.C.E), or other forms of divination techniques to allow your subconscious mind the ability to communicate with the affected body part and bring the cause of the symptom and remedy to the conscious level.

The connection between Mind, Body and Spirit has been established for thousands of centuries. Hippocrates, 400 B.C.E, believed that the root of all illness had a physical and rational explanation. Thus, his practice was based on observations and the study of the body. He rejected the views of the times that considered illness to be caused by superstitions and by possession of evil spirits and disfavor of the gods.

Your lifestyle, nutrition, stress, thoughts, values and beliefs all influence your health – either positively or negatively. That is why natural remedies are 100% effective as it treats the whole person rather than treating the symptoms of the dis-ease or illness.

Long Term Health Care

More and more people today are worried about the costs of long-term health care. They are worried if something happens to them they may run out of money and burn through their reserves. The average nursing home stay is 2.5 years of care and the average cost is over $130.00 per day. That is the average yet in many areas with nursing shortages and higher income demographics the rates are more significant. It is estimated that more than 10% of us who reach age 65 will nursing home care for more than 5-years.

It is very important to have long-term health care insurance to:

Protect your assets

Provide peace of mind

Provide assurance of quality care

Provide choice and control over receipt of care

Avoid dependence

Receive tax advantages

Paying for Long-Term Care? Here is The Bottom Line:

Medicare – This program may pay for skilled nursing facility care for a very short period of time – but no longer than 100 days – and only when you meet all the Medicare requirements for daily skilled care.

Medical – This program, called Medicaid outside California, may pay for skilled, rehabilitation and custodial care that is not covered by Medicare, but only if you first “spend-down” assets to federal and state legal impoverishment level guidelines.

Personal or Family Assets – Most people provide for long-term care expenses from personal or family income, assets and resources.

Long-Term Care Insurance Programs – Specially designed programs to pay for long-term health care expenses. HIPAA defines Federal tax treatment of insurance policies that provide long-term care coverage. Policies that meet certain criteria are designated as “qualified long-term care insurance” and will receive certain tax incentives: the cost of coverage may be deductible and long term care benefits received will not be reported as taxable income. Please consult your tax advisor for information about your personal situation.

Play it safe and know your options regarding long-term health care and know protect your assets. Think on this.

Health Care

Hello all you wonderful people out there. If there is one subject that affects every one of us that is our health. What is the best way of taking care of our health?

Let’s take a brief look at some of our options for taking care of our health.

Some people believe in preventative measures for taking care of their health. What exactly does this mean? Basically, it means eating a healthy diet, exercising properly, and living a healthy lifestyle. A yearly check-up is also a good way to know what shape you are in and to catch any developing illness.

An unpleasant factor in modern life is stress. It is a fact of life. Fortunately, there are many ways to deal with stress. Conventional medicine is one method – relaxation medication. Meditation is another method. In between there are such options as daily rest (even if for ten to twenty minutes), spending part of every day in a soothing physical environment, taking a break, a change of scenery, a vacation. A good laugh, whether at a funny joke or at a comical situation is highly recommended for keeping your mind and body in good shape.

None of us is infallible. We are all prone to illness. What are our options when we do become ill? Again there is conventional medicine. Medication for practically every illness under the sun is available.

Personally, when something out of the norm is detected on my blood test, I make a bee line to the dietician’s office. By eating those foods, those vitamins, required by the body, balance can be regained.

There is more than one way of doing things. You decide what makes you feel good and how you want to stay healthy. After all, health is wealth.

Low Cost Dental Health Insurance

Dental plans are not included in basic health insurance plans as most of the dental treatments are elective and to a degree, cosmetic. Some medical plans take account of dental coverage as an added feature. Dental disease is often preventable; with the exclusion of injury or damage due to an accident. Only the initial diagnostic procedures such as exams and x-rays in dental treatment are relatively low-cost. Otherwise the treatments are considered to be expensive.

Low cost dental insurance is necessary for anyone who cares about their teeth and also doesn’t like paying the full price for dental work. You will have peace of mind with a low cost dental health insurance as you can be safe in the knowledge that you and your family are covered for any eventuality and will obtain the best dental care, whenever you need it for a relatively small monthly or annual payment. Low cost dental health insurance is available from top rated companies like Blue Cross and Blue Shield, PacifiCare, MetLife Dental, HealthNet and Kaiser. You should identify how your plan is designed, since this can considerably affect the plan’s coverage and your out-of-pocket expenses.

A low cost dental health insurance has many different levels of cover. You can opt for basic dental health maintenance which will cover a portion or in certain cases the whole cost incurred of dental procedures such as fillings, root canal work and general maintenance. Other affordable extensive policies that cover periodontics, orthodontics, all sorts of filling, tooth and bridge work, as well as check-ups and cleaning are also available. Each low cost dental plan is different. Accordingly it is advisable to check the terms, conditions and coverage of each prospective insurer before taking a decision. With several options available, you can choose a low cost dental health insurance that is right for you and your family.

Tips On Reducing Health Care

When it comes to lowering your health insurance premiums it takes no rocket scientist to figure out how it’s done. If you’re trying to reduce your insurance premiums then you need to become less of a risk for the insurance companies. You can become less of a risk for insurance companies through exercise, eating healthy and preventative care.

If you’re not exercising at least three times per week then you have got to get on a program. A good program consists of you doing cardiovascular training three times per week for 45 minutes. You should be weight training at least twice per week for 30 minutes. For some, getting to the gym might be out of the question. If it’s difficult for you to get to the gym, then take up some other form of exercise including walking, running, hiking and sports.

If you’re not currently eating 5-6 meals per day then you have got to get on the band wagon. All nutritional experts agree on the principle of grazing throughout the day, taking in smaller portions for meals. When you are doing this you are allowing your body to digest food much easier thus creating a faster metabolism. When your metabolism speeds up then you are able to lose weight and get in shape. Along with eating five to six meals per day also remember to eat healthy. The best part about eating healthy is that there are many options for healthy food. The best tip for eating healthy is to keep it as natural as possible. Try to avoid processed food at all costs.

Preventative care is you being proactive with your body, and going in for a check-up if something feels out of place. Preventive care is you avoiding unnecessary risks that could jeopardize your health. This mindset is you acting, and not being acted upon. If you are truly exercising a preventative attitude then you won’t allow yourself to get obese or unhealthy, because you are in control of your future. If you exercise, eat healthy, and implement preventative health care, you will be able to not only live longer and healthier, but you will also have reduced your health care substantially.

Health Is Wealth, So Take Care of Yours

Health is what can be defined as the general condition of a human being concerning all aspects of his life. In general good health is acquired by means of a combination of physical, mental and the social comforts and securities. You have to realize that maintaining good health is a never ending process and you have to constantly be on the lookout for ways and means to stay healthy.

Hygiene is one of the main factors that constitute to good health. Keeping yourself clean and tidy which involves brushing, bathing, washing hands especially before a meal etc. The list is endless and all these contribute to your well being and health. If hygiene is a factor that helps improve health, stress can affect your health adversely. Stress management is imperative to remain in good health. If you are in a job that often has you completely stressed out, then give some relaxation techniques a try. They can help to relieve stress.

Health care can be described as the treatment and the management of the various illnesses both physical and mental that you may contract through the years. Today more and more people are becoming aware of the fact that health and fitness are of prime importance in life. This improves the health and fitness industry that come out with various types of fitness equipment that promise to keep you healthy and fit.

To live a healthy life you may have to make some changes in your lifestyle by consuming a nutritious diet, drinking more water everyday, increasing your intake of foods that can give you more roughage, putting a brake on the fried and processed food intake and incorporating a regular exercise regime like going for a walk daily. Remember you are not required to carry out any hectic work-outs. It is just to ensure that all parts of your body remain supple. This is especially necessary as you grow older and various aches and pains start getting you down.

Health is such a significant matter that you simply cannot let things just be. You have to make a deliberate attempt to be healthy and remain so.

Quick Facts on HIPPA Violations

HIPPA is an abbreviation of Health Insurance Portability and Accountability Act and was introduced by the congress in 1996. This rule assures that a person is given good and quality health coverage even amid jobs. As soon as a person quits a job, he looses the insurance cover completely and the new assurance company considers illness if any as pre-existing and gives a very low coverage or nothing, prior this law. For instance, consider a person who suffers from diabetes and is under medication, the new company will consider this as pre-existing and will not pay for medicines.

The main goal of HIPPA law is to make health care simpler and maintain the security of patient’s medical information. If you feel that your health care provider has breached privacy, you can certainly take it legal provided all are in records and it can be reported to the state insurance commissioner.

There are different circumstances under which the law is infringed. The health care provider or the insurance company might violate HIPPA without even knowing what it is. At times there could be a valid reason for going against the same and not due to negligence. HIPPA violation due to unruly slackness, but corrected within a period of time receives a high penalty and willful negligence not at all corrected and repeated often is given the maximum sentence. Whatever it is when there is a breach of any kind that comes under this act; record all conversation.

A case can also be filed under criminal penalty if the health care provider or the insurance company discloses your personal health information knowingly for money. Selling it to a third party for any reason or for personal gains which can cause harm is offensive. They face a fine of up to $50,000 and detention for a year, but however no private cause of action is taken against the person who disobeyed.

The Oregon Plan: Health Care Rationing in a Medicaid Population

The Oregon Medicaid program in the 1980’s instituted a type of rationing of health care that determined a finite list of services that were provided to an expanded number of recipients. This was novel in that it openly and overtly admitted that the resources available to pay for services in their state’s Medicaid program were limited, and that they were going to spend those dollars on the services that were determined to be the most cost-effective.

By doing this they attempted to provide a level of health care services to all residents who were below 100% of the federal poverty level, while reducing services for which the individuals currently receiving health care insurance through the state’s Medicaid program. The reduction was accomplished by not paying for services that fell below a cutoff for cost effectiveness of the service.

Essentially all health care services were analyzed and a measurement of the benefit and cost of the services was given a grade. All of the services were put into a list from the most value for cost being #1 on down to the least value for the cost. Then an estimate of the number of persons who would require the services was used to calculate the cost of each service. The number of dollars available for Medicaid was used to determine which of the services would be covered.

The services that were not covered were at times controversial, and at times heartbreaking. Certain transplants and therapy for some cancers brought great anguish to patients in need of these services. Initially the decisions about which services to cover were made based strictly on the best evidence available. As these various emotional issues came up legislation mandating coverage of various conditions eroded the integrity of the list of covered services.

Primary Care Physicians Pay Disparity Gap Widens

Acronyms have always dominated the practice of medicine and one of the older ones is RVS or Relative Value Scale. Simply stated, although far more complicated in reality, the RVS sets the fee structure that physicians will be paid by insurance companies and agencies such as Medicare and Medicaid. A lesser known acronym is RUC which represents the real power behind the RVS. This entity, the Relative Value Scale Update Committee (RUC), evaluates physician’s procedures and makes recommendations to the CMS or better known at the Centers for Medicare and Medicaid Services. These reimbursement recommendations are almost always followed, i.e., ninety percent of the time. More alarmingly, they almost always favor dramatic increases for specialists rather than primary care physicians…six times more frequently.

Why is this disparity so important one might ask? It is terribly important for a whole host of reasons. These include:

The compensation disparity between specialist and primary care docs widens geometrically. Specialists now earn $135,000 per year and $3.5 million during a career more than a primary care doctor;

  • Clearly, with this type of incentive, many more docs are becoming specialists and eschewing the field of primary care;
  • The PCP base is shrinking at exactly the time we need it most;
  • The new Health Care legislation is heaping 37 million more Americans into the health care system and they all need a PCP

Income disparities shape medical student specialty choice Specialty and geographic distribution of the physician workforce: what influences medical student and resident choices? March 2009. Accessed January 4, 2010

It is not just “Houston” that has a problem…it is the American health care system and all Americans. Soon the waiting time for a PCP appointment will lengthen to dangerous intervals. Overworked and underpaid docs will be the norm and that isn’t good for anyone.

One solution is concierge medicine or often referred to as Direct Care. A Direct Care practice denotes an experienced primary care physician who limits his or her practices to 300 to 400 patients and works for an annual fee rather than accepting insurance payments. This allows patients to receive the care they need and deserve and PCP to practice medicine in a thorough and safe manner while achieving a reasonable earnings level.

Healthy Heart Wisdom

Finally, the heart health experts agree with grandma’s adage. Her wisdom no longer goes against the medical code. Well known for her common sense wisdom, grandma would often say that an ounce of prevention is better than a pound of cure. Anyone who has experienced an avoidable life altering event such as hospitalization due to a drinking binge, a severed toe from a whizzing lawn mower blade or a car crash while reading a text message will quickly tell you that “grandma” was right.

After much observation, investigation, and thousands of case studies the researchers believe that grandma’s philosophy holds the key to many of our current health care woes. They have proven that it is easier to prevent certain diseases than it is to cure them. Prevention has also proven to be the most effective way to reduce rising health care costs. It has become the preferred option for clinicians and patients alike. The new paradigm of preventative medicine has virtually replaced the old paradigm of disease state medicine as a first choice approach. The older approach focused primarily on the disease state,its management, and treatment.

The Centers for Disease Control and Prevention (CDC) now claim that more than 75% of our diseases are preventable or reversible. Although many of us are seeking ways to take charge of our health profiles and improve our health status, the majority still fail miserably when it comes to reducing our risk for certain cancers, heart disease, and diabetes. In our quest for a preventative lifestyle change we often find ourselves imprisoned by the shackles of habit and ignorance.

In the Ancient text, Proverbs tells us that desire without knowledge is not good. Behavioral science has demonstrated that inspiration without information leads to frustration, and ultimately failure. Because most of us don’t understand why, we often choose behaviors that are counter- preventative, and become victims who can only react to a health crisis.

To achieve a lasting preventative life style change requires a clear understanding of the urgency for change. This is means more than “knowing your numbers”. It means knowing what your uncontrollable and controllable risk factors for heart disease are. Ask your health care professional what your numbers are and what they mean. Then follow your health care professional’s advice.Let this insight into your health status(risks vs outcomes) become the motivation to make for change that is necessary and lasting.